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Santa Barbara Tax Products Group, LLC (SBTPG) is the bank that handles the Refund Processing Service when you choose to have your TurboTax fees deducted from your refund. This option also has an additional charge from the bank that processes the transaction.

The SE tax is already included in your tax due or reduced your refund. It is on the 1040 Schedule 2 line 4 which goes to 1040 line 15. The SE tax is in addition to your regular income tax on the net profit. You do get to take off the 50% ER portion of the SE tax as an adjustment on 1040 Schedule 1 line 14 which flows to 1040 line 8a.

In that case, person 1 is the sole owner of the onlyfans business, and person 2 is their subcontractor (not employee--that would create a huge hassle), and they have separate businesses. However, if it is a true partnership, where responsibility and decision making is shared, then it must file a partnership tax return.

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